Your Financial Partner for Life
Maximize your potential with expert planning designed to protect your assets and secure your future.
For nearly 30 years, we’ve stood alongside you through life’s most important moments, listening, guiding, and supporting you every step of the way.
At Ray Alliance Financial Advisers, people remain at the centre of everything we do. Through independent financial advice delivered with integrity, care and clarity, we help you protect what matters and plan for the future with confidence.
// Client-First Financial Planning
For nearly 30 years, we’ve stood alongside you through life’s most important moments, listening, guiding, and supporting you every step of the way.
At Ray Alliance Financial Advisers, people remain at the centre of everything we do. Through independent financial advice delivered with integrity, care, and clarity, we help you protect what matters and plan for the future with confidence.
Financial planning doesn’t have to be complicated. We’re here to help simplify things so you can take a bold first step today.
// Decades of Trusted Financial Leadership
As an early pioneer in Singapore’s independent financial advisory landscape, Ray Alliance Financial Advisers helps you navigate complexity and make clear, confident decisions for the past three decades.
We bring clarity to financial planning through a thoughtful client-first approach. By understanding your goals and aspirations, we build trusted partnerships that create lasting value and enable our advisers to make a difference in serving you.
As your financial partner, we work alongside you to protect what matters and pursue your goals. Through global partnerships with leading insurers and fund managers, we provide access to a broad range of solutions tailored to your needs.
Our commitment to excellence is reflected in the recognition we have received over the years, underscoring the trust placed in us by our clients, partners and the industry.
// About Us
We bring clarity to the complexities of financial planning through a thoughtful, client-first approach. By understanding your goals and aspirations, we build trusted partnerships that create lasting value and enable our advisers to make a difference in the lives they serve.
As your financial partner, we work alongside you to protect what matters and pursue your goals. Through global partnerships with leading insurers and fund managers, we provide access to a broad range of solutions tailored to your needs.
Our commitment to excellence is reflected in the recognition we have received over the years, underscoring the trust placed in us by our clients, partners, and the industry.
Financial planning is a dynamic, lifelong journey. At Ray Alliance Financial Advisers, you’ll be guided by professionals who are not only equipped with deep financial knowledge, but also seasoned with real-world experience and anchored in strong ethical values. With us by your side, you’re not just navigating change — you’re mastering it.
Over the years, we’ve cultivated robust relationships with leading insurers and globally recognised fund managers. This strong network enables us to offer a truly comprehensive suite of financial solutions — from personal and corporate insurance to a wide spectrum of investment products. It means more options, better value, and tailored recommendations that put your needs first.
In today’s fast-paced world, your financial planning tools should be just as agile. Our digital-first approach ensures you have access to efficient, user-friendly solutions anytime, anywhere. But while we embrace innovation, we never lose sight of what matters most: a personalised and collaborative relationship with you. Because great financial planning isn’t just about technology — it’s about trust.
At Ray Alliance Financial Advisers, we’re constantly innovating and pushing boundaries to deliver the most comprehensive financial planning experience. More importantly, we believe in walking the journey with you — with unwavering commitment to your financial future and a shared goal of growing together every step of the way.
// Who We Are
Our specialists translate global partnerships into personalized roadmaps for your journey. By blending a 25-year legacy with innovative tech, we ensure your strategy is as resilient as it is forward-thinking.
Founder & CEO
Raymond Ng is the Founder and Chief Executive Officer of Ray Alliance Financial Advisers, an award-winning firm established in 1999 and one of Singapore’s early pioneers in independent financial advisory.
Deputy CEO
Philip Ong is Deputy CEO at Ray Alliance Financial Advisers. A founding member of the firm, he has been instrumental in its growth since its establishment in 1999.
Senior Partner
Kang Beng Hui is a seasoned wealth management and financial planning professional with more than 30 years of experience serving affluent and high-net-worth clients across the region.
General Manager
Kenneth Khor is General Manager of Ray Alliance Financial Advisers and brings close to three decades of experience across both life and general insurance. He is responsible for shaping the firm’s strategic direction, overseeing day-to-day operations, and ensuring strong standards of governance and operational excellence.
Chief Financial Officer
Ryan Ong is the Chief Financial Officer where he leads the firm’s financial strategy and investment management functions. With over a decade of experience across private banking, discretionary portfolio management, and wealth advisory, Ryan brings both strategic foresight and deep technical expertise to his role.
// Happenings
We spend our working lives being told to save consistently, top up our CPF, and prepare for the future. That advice works — it's a large part of why Singapore's retirees are, on paper, among the better-prepared in the region. But for some, it works too well. There's no equivalent lesson for the day the salary stops and decades of saving are meant to become a life.
21st Aug, 2026 Read Now
What is a "Critical Illness Protection Gap" ? How do we bridge this gap?
20th Jul, 2026 Read Now
An analogy we created to make financial planning more interesting and easier to understand.
20th Jul, 2026 Read Now// Events
Join our digital sessions to deepen your financial literacy and stay updated on global market trends from anywhere.
Interactive, small-group sessions focused on building your personal roadmap and navigating complex wealth management.
Exclusive briefings featuring guest experts and deep dives into the latest investment and insurance strategies.
// Feedback
Your feedback means a lot to us. For any concerns and complaints on the service rendered by our Financial Consultants, please fill up the feedback form below. To get in touch with our advisers for any enquiries, go here
